Have you ever heard of the book The Power of Positive Thinking? It was written by Norman Vincent Peale in 1952 and has sold over 5 million copies worldwide. While it is a faith-based book, one does not necessarily have to be religious to understand and use the main tenants of the book which is to visualize your happiness and picture yourself succeeding. Today Pinterest is an example and creative way to visualize our future and what we want it to look like.
If you find yourself struggling in your financial life what is it going to take to get you on the right track? Constantly worrying about it? Denying your situation? Not changing your habits towards money? It can be argued those are all the ways to stay stuck struggling in your financial life. What if, on the other hand, you made a visual board and put all the aspects of your financial life that you want in the future on it. You could put a picture of your dream vacation destination, no more credit card bills, money going into a retirement account such as a 401(k) or IRA. What if this board also showed happiness, empowerment, and motion towards a financial freedom? Be creative in ways you can visually show all of this.
Look at the board every morning before you go to work or every night before you go to bed. Visualize yourself being financially responsible. Maybe it will stop you from purchasing an item you don’t really need. Maybe it will make you walk into your HR department in the morning and increase the amount you are contributing to your retirement plan. Maybe it will even inspire you to ask your boss for a raise or find a better paying job, or hire an investment manager to help grow your accounts to meet your goals. The point is, looking at your financial future in a positive perspective certainly will give you an idea of what you want it to look like and a way to make little steps towards success. Every couple of months sit down and really look at it and make notes on what you have done towards your financial dream board. You may be surprised how often you will be able to acknowledge the positive steps you’ve taken towards the financial future you want.